Long term review on Renting and Buying a Home
A 35 year review on the expenses and the advantages and/or disadvantages of buying or renting a home.
Gifting a down payment or leaving a larger inheritance
The math on gifting a 5% down payment or leaving a larger inheritance.
Canadian real estate in CDN and USD over the past five years
Find out why non-residents can afford Canadian real estate so easily, while it is harder for Canadians to buy their first home.
Daily Savings for a Down Payment in Canada (1000 Days)
Save $15.00 a day, you could save enough for a 5% down payment on the average home in most of Canada, within a 1000 days.
Buying a Condo in Downtown Toronto vs Outside the City
A 35 year review on the expenses, cash flow and lifestyle differences in buying downtown or buying outside the city.
Long term review on Buying a Rental House
A 35+ year review on the expenses, cash flow and appreciation on a rental home
Your Mortgage is not a Real Estate Asset
Why making extra payments on your mortgage doesn't make you more concentrated in real estate assets.
After Tax Provincial Mortgage Rate Comparison
The GIC rate needed to pay for a mortgage with a 2.59% interest rate in your province and in your tax bracket. Spoiler alert it can be as high as 6.3%.
Residential REITs in Canada
A review on the largest residential REITs in Canada and what ratios to use to compare REITs